Who regulates banks in North Carolina?
Contents
Who regulates banks in North Carolina?
Office of the Commissioner of Banks
The NC State Banking Commission supervises, directs, and reviews the activities of the Office of the Commissioner of Banks under the North Carolina Banking Laws.
How do I file a complaint against a bank in NC?
Where can I get help if I have a problem with my bank? The North Carolina Commissioner of Banks is responsible for the regulation of North Carolina’s state banks, trust companies, and mortgage companies. For more information please visit the Commissioner’s website or call (919) 733-3016.
What banks are headquartered in NC?
Ranked by June 2020 local deposits
| Rank | Business name |
|---|---|
| 1 | Bank of America Corp. 100 N. Tryon St. Charlotte, NC 28255 980-387-5843 bankofamerica.com |
| 2 | Truist Financial Corp. 214 N. Tryon St. Charlotte, NC 28202 336-733-2000 truist.com |
| 3 | Wells Fargo & Co. 301 S. College St. Charlotte, NC 28202 800-869-3557 wellsfargo.com |
Who oversees mortgage lenders in North Carolina?
N.C. Office of the Commissioner of Banks
Welcome to the official website of the N.C. Office of the Commissioner of Banks (NCCOB). NCCOB is responsible for the chartering and regulation of North Carolina’s state banks, trust companies, mortgage companies, as well as registration and licensing of various financial institutions operating in North Carolina.
What is a banking commission?
A commissioner of banking is a regulatory director that oversees all of the banks in a state. In addition to enforcing regulations and leading investigations into wrongdoing, the commissioner of banking supervises the liquidation of insolvent banks and performs other administrative functions.
How do I file a DOJ complaint?
Procedure for complaints: 1. Go to DOJ Action Center and directly report any complaint relative to the service/transaction; OR 2. Contact the Prosecution Staff office at: a. Telephone : (02) 523-8481 local 281; b.
What is the largest bank in North Carolina?
BB Bank
Best Access to Branches: BB Bank Branch Banking and Trust Company, otherwise known as BB, is the largest major bank in North Carolina, with 342 branches in the state.
What bank started in North Carolina?
the Bank of Cape Fear
The first banks in North Carolina were chartered on December 1804 — the Bank of Cape Fear (Wilmington, NC, incorporated Dec. 17) and the Bank of Newbern (Newbern, NC, later named New Bern).
What is the minimum surety bond required for a mortgage broker in NC?
$75,000
Surety Bonds A licensee is required to have a surety bond as detailed in N.C.G.S. § 53.244. 103 (b)(1) and (2). The minimum bond amounts begin at $75,000 for a broker and $150,000 for a lender.
What is the minimum net worth required for a mortgage servicer?
Net worth requirement: CFLL lenders that make residential mortgage loans must maintain a minimum net worth of $250,000.